Massachusetts Auto Insurance Coverage
With dozens of historic towns dating back to colonial America, Massachusetts has a lot to explore. But, whether you're new to the commonwealth or have deep roots in the Bay State, it's important to understand Massachusett's auto insurance requirements.
Required Auto Insurance in Massachusetts
Massachusetts requires all drivers to have liability insurance for both property damage and bodily injury, which pays for any damage or injuries caused by an accident in which you were at fault. Massachusetts requires the following minimum liability coverage:
- Bodily Injury: $20,000 per person and $40,000 per accident.
- Property Damage: $5,000 per accident.
- Uninsured Motorist Bodily Injury: $20,000 per person and $40,000 per accident.
- Personal Injury Protection: $8,000 per person.