Learn more about California's new minimum auto insurance requirements.
A Special Car Deserves the Right Coverage
Your classic car is more than a mode of transportation. It’s also more than an investment. Our Insurance Specialists know that standard Auto Insurance is inadequate and too expensive for your vehicle. Our partner, Hagerty Insurance, makes it easy to create a specific Classic Car Insurance policy with the right essentials, extras and discounts.
Basic Coverages
Even a classic car on the road must meet the state’s Auto Insurance requirements. While some states only require Bodily Injury Liability and Property Damage Liability, others have different minimums. See what your state requires at your local DMV.
Standard Coverages
Standard coverages include Collision, Comprehensive, Uninsured/Underinsured Motorist, Medical Expenses and Personal Injury Protection. Note that if you’re found at-fault in an accident, Liability Insurance alone will not cover your losses, only the other drivers’.
Additional Coverages
There are supplements available to Classic Car Insurance, often including Roadside Service, Agreed Value Coverage, Spare Parts Coverage, Optional $0 Deductible, Trip Continuation Coverage and Vehicle Under Construction Coverage.
Understanding Classic Car Insurance
Classic car owners generally don’t drive their vehicles often, meaning they are less likely to get into an accident. Additionally, they make sure to keep their cars in pristine condition.
Because they are cautious drivers and do not put their vehicles at high risk, Classic Car Insurance is not only a more comprehensive protection, but it also tends to cost less than a regular Auto Insurance policy.
What are the Classic Car Categories?
Why AIS For Your Classic Car Insurance?
AIS partners with Hagerty Insurance, which offers a variety of protections for classic cars, kit cars, antique cars and more. They are as passionate about cars as you are about yours. They understand classic car owners, which is why they have policies that cater to your unique needs.
Hagerty’s in-depth knowledge of vehicles and their owners allows us to offer you the best Classic Car Insurance coverage for the least amount of money. In fact, taking care of you and your classic car is what they specialize in.
Additional Insurance Coverages
Wouldn’t it be great to save money insuring your automobile, home, condo, or renters policy with your outdoor vehicles and other assets under one roof? AIS is the insurance specialist who finds affordable coverage for various products. We compare the best rates from our trusted carrier partners, so you know you’re getting the best protection for the best price at no additional charge.
Related Classic Car Insurance Articles
What Insurance Do I Need for a Classic Car?
Definitions of collectible or classic cars vary depending on state and insurer. However, most policies for these cars are similar, but with different rates.
Classic Car Auction Tips For Beginners
Do you have your eye on the classic car of your dreams? Are you heading to an auction to bid on it soon? See these tips on how to obtain the car of your dreams.
The Do’s and Don’ts of Classic Car Insurance
You wouldn't subject your classic car to rough off-road conditions, icy roadways, or harsh conditions. So, why would you subject it to the wrong insurance?
Expert Tips for Getting Your Classic Car
The classic car experts at Hagerty® have put together the following start-up checklist. If your classic car has been sitting for a while, take the time to prep before a long drive.