Learn more about California's new minimum auto insurance requirements.
Protection For Your All-Terrain Vehicle
In many states, you are required to carry ATV Insurance, especially in state parks or other state-owned property. Regardless of legal requirements, riding a vehicle designed to go at fast speeds with the right protection only makes sense.
Basic Coverages
If you have an accident or damage someone else’s property, ATV Liability Insurance will protect you whether you’re riding across the desert or four-wheeling in muddy fields.
Additional Coverages
You can buy additional coverages that will protect you if your ATV is stolen or vandalized, if passengers are injured in an accident and more.
Understanding ATV Insurance
Zooming across the desert, alongside a lake or down a bumpy trail can be some of the most thrilling moments on an ATV. They can also be the most dangerous. With the potential of injury or damages, it’s essential to do more than practice safe riding. ATV Insurance can provide you with financial protection against any mishaps that occur when riding your ATV. Add Collision and Comprehensive coverage to your policy for even better peace of mind.
What Is Covered By ATV Insurance?
This protection covers physical injury to the person of a Third Party. This includes sickness, disease, pain and suffering, emotional distress, loss of income and even death.
This coverage pays for damage or destruction including loss of use of a Third Party's property. Reduction in value is the measure of property damage.
Collision coverage pays for damages upon impact with another vehicle, object or person outside the vehicle, and the upset (overturning) of such vehicle. This coverage is often subject to a deductible.
Comprehensive coverage pays for direct and accidental damage to the insured's vehicle other than that caused by a collision. All losses not specifically excluded are covered and such coverage is usually subject to a deductible.
If you have an accident with an uninsured motorist, this type of insurance will ensure that your expenses are covered.
AIS Is The Perfect Off-Road Partner
Our ATV Specialists are trained to help you assess your needs, so you can select the most appropriate coverage. Our ATV Specialists can see if you qualify for a multi-policy discount if you are bundling two or more insurance products with us.
Call us today at (800) 449-8943 or provide some basic information and let us contact you for a quote. Our agents are here to find every price-break available.
Additional RV Insurance Coverages to Bundle
Wouldn’t it be great to save money insuring your motorhome, travel trailer, or other outdoor vehicle and all of its assets under one roof? AIS is the insurance house that finds affordable coverage for a wide variety of products. We compare the best rates from multiple trusted carrier partners, so you know you’re getting the best protection for the best price.
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