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Protecting Your Business’s Foundation
Repairs or replacement of business property can be expensive, that’s why it’s important to have Commercial Real Estate Property Insurance that fits your business needs. Based on your business type, our Business Insurance Specialists help customize your property coverage, whether you lease or own.
Standard Coverages
Commercial Property Insurance coverages protect against losses due to fire, infrastructure issues, natural disasters, theft, vandalism, and more. For example, you lease a space for your business. The toaster oven in the breakroom is accidentally left on overnight and starts a small fire.
Commercial Landlord Coverage
Habitational coverage in your policy is an important safeguard against financial loss for business owners with rental property. Commercial Property Insurance may offer broader protection than endorsements on a Homeowners' policy, whether it’s a short-term rental or property you lease.
Important Coverages to Know About Commercial Property Insurance
Business Insurance transfers the financial consequences of a covered incident to the insurance carrier. Here are the types of coverages that you can purchase for a Commercial Property Insurance policy:
If your facility needs to be repaired or rebuilt due to a covered loss, this coverage may offer financial protection.
This coverage protects property owned by the insured’s business (i.e., furniture, equipment, signage, and more), not the building structure itself.
If your business is losing income as a result of a covered loss, this coverage helps replace that lost income.
If you own rental property, this coverage will protect you in the event of a loss or if a tenant files a claim against you. FYI: In cases where a tenant or potential tenant, for example, claims you’ve discriminated against them, Employment Practices Liability Insurance (EPLI) may protect you.
Why AIS Insurance is the Perfect Agency to Partner With
AIS’s Business Insurance department is made of a group of experts—true specialists that listen to your needs and have a deep understanding of your potential areas of liability. Each specialist is friendly and will go above and beyond to help you meet your Business Insurance needs.
AIS Business Specialists can help you find the right Commercial Property Insurance coverage. Your business is an investment and protecting it is crucial to a thriving business. We are here to assist in finding you the right match with our dozens of high-quality insurance carriers.
Additional Insurance Coverages to Bundle
It would be great if you could save money on insuring your business and all of its assets under one roof. AIS is the insurance house that finds affordable coverage for a wide variety of businesses. We compare the best rates from multiple trusted carriers partners, so you know you’re getting the best protection for the best price.
Related Business Insurance Articles
Business Owners Policy Explained
A popular and convenient coverage. BOP combines the protection found in other Business Insurance coverages and packages it in a customizable policy that suits your specific type of business.
What Types of Business Insurance Are There?
You’re likely wondering about the types of business insurance available. Knowing the basics will help you build a coverage package that protects your business and your customers.