Learn more about California's new minimum auto insurance requirements.
What Is an AB 60 Driver's License?
AB 60 driver's licenses are for individuals who meet California's DMV license requirements and can provide proof of California residency but do not have proof of legal presence in the United States. AB 60 driver's licenses come from California Assembly Bill 60 (AB 60), or the Safe and Responsible Driver Act, which was passed by the California State Legislature in 2013.
To apply for an AB 60 driver's license, individuals must do the following:
- Complete a driver's license or identification (DL/ID) card application.
- Study for the driver's license written knowledge exam via the California Driver Handbook.
- Schedule an appointment before visiting the DMV.
At your DMV appointment, you will need to:
- Provide proof of identity and California residency.
- Pay the application fee.
- Pass a vision, knowledge, and, if applicable, a road sign exam.
- Have your thumbprint scanned.
- Have your photo taken.
- Schedule a future DMV appointment for a behind-the-wheel driving test. In order to take the exam, you will need to provide proof of financial responsibility, or auto insurance, that meets California's minimum auto insurance requirements.
Note: AB 60 driver's license applicants under 18 will also need proof that they have completed a driver's education course.
California's AB 60 bill affects all California drivers, directly or indirectly.
- Undocumented residents: Undocumented residents in California benefit the most from this law as it allows them to apply for a California driver's license and drive legally with its protection. It's important to know that the citizenship status and residency information provided to get your license cannot be given to or used by police or other law enforcement to investigate, arrest, or detain undocumented workers.
- Citizens and legal residents: Although there is no direct impact on U.S. citizens and legal residents, AB 60 brought more drivers onto California's roads. The good news, however, is that now more drivers on the road are licensed and insured, making our roads safer for all.
An AB 60 driver's license has a visible marking stating, "Federal Limits Apply," to indicate that it cannot be used for certain federal purposes. Besides that, the license looks the same as a regular driving license.
Yes, to take a behind-the-wheel driving exam, you must show proof of financial responsibility, or auto insurance, for the vehicle you are driving. The insurance must meet or exceed California's minimum auto insurance requirements.
California requires all drivers to have liability insurance limits of 15/30/5, which represent the following:
- $15,000 for bodily injury or death to one person.
- $30,000 for bodily injury or death to more than one person.
- $5,000 for property damage.
Liability insurance only covers damage you cause to others and their property. It does not cover your vehicle or medical bills. Although the above limits are the minimum requirements, many California drivers purchase higher limits and coverages to provide greater financial protection. Additional coverages include collision, comprehensive, uninsured motorist, rental car reimbursement, and medical payments.
Why Choose AIS For Your Insurance Needs?
At AIS, our team of insurance specialists can help you understand AB 60 and any other questions you may have regarding California auto insurance. Here are just a few reasons why you can trust AIS with your insurance needs.
Experience. AIS has been in business for over 55 years. You can count on us to help you find dependable, affordable insurance coverage at a great rate.
Savings. AIS represents only reputable licensed insurance companies. We can compare the rates of over 30 companies for you at once to find the lowest rate available.
No Broker Fees. We're your agent and advocate. We don't charge broker fees on top of your policy premium, which helps increase your savings. Remember that you do not need to pay high broker fees to get or keep auto insurance.
Contact Us. If you need California auto insurance, we can help you get it, usually on the same day. Call us at 800-772-4247 or click here to get started.
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