Understanding Condo Insurance
Your condo is a valuable asset that needs to be financially protected from the inside out. Get better peace of mind that you'll be covered in the case of any unforeseen events like windstorms, theft, vandalism and more. There is also additional coverage available if you're renovating your condo.
You can't predict the future, but you can be prepared for it. With Condo Insurance, you'll also be covered if someone gets injured in your home.
What Are My Condo Insurance Coverage Options?
Your belongings inside the unit are all protected by Condo Insurance. Jewelry, fine art, fixtures and flooring are all covered as well, although high-value items need to be ‘scheduled,’ or specifically insured to be covered.
Without this protection, you are not covered for interior water damage. Only the damage that takes place around your unit and in common areas is covered.
This covers you if anyone is injured on your premises.
Renovations to your unit will be covered if you have a proper inventory and receipts for the materials and labor.
The perils covered under a Condo Insurance policy are fire, lightning, windstorm, smoke, theft, vandalism and malicious mischief.
Let AIS Be the Building To Protect You
Your condo is different from a house, so it requires special protection. At AIS, we seek out the policy that best matches your budget and needs. We partner with multiple high-quality insurance companies to find you the right protection. After you’re insured, we are here to mediate between you and the carrier or to change insurance companies if desired. If you bundle your Condo and Auto Insurance policies, you may qualify for a multi-policy discount. Our agents are here to find every price break available.