HOMEOWNERS INSURANCE
Have a peace of mind knowing your home is covered at an affordable price
Protecting Your Home Sweet Home
Your house is the place you call home and one of your most valuable investments. That’s why it's important to have the best home insurance coverage without overpaying for it. We can help with that. By comparing rates from our premium Homeowners Insurance partners, we can find you the best combination of price and coverage.
Basic Coverages
A standard Homeowners Insurance policy typically covers the physical structure of your home, permanent structures on your property, your personal property and loss of use. In addition to the costs that result from a covered loss, a standard Homeowners Insurance plan protects you against personal liability exposure as a homeowner.
Additional Coverages
It’s important to know that Flood Insurance and Earthquake Insurance are not included in a standard Homeowners Insurance policy. Unfortunately, many homeowners discover this once it’s too late. Make sure you have all the protection you need for your home by speaking with an Insurance Specialist about the coverages that are right for you.
Understanding Homeowners Insurance
An asset as valuable as a house comes with substantial financial risks such as theft, liability, fire, natural disasters and more. Therefore, it makes sense that most mortgage companies require you to carry a Homeowners Insurance policy to protect your loan. This policy will provide financial protection not only to the mortgage company, but also to homeowners.
Even after your mortgage is paid off, it’s essential to keep your home and your personal belongings within safeguarded against the unpredictable. The best way to do that is to have sufficient Homeowners Insurance coverage.
Homeowners Insurance Coverage Options
Trusted Insurance Partners
AIS is known as the insurance specialist for the people. That's why we've teamed up with multiple insurance companies to compare their rates to find you the best price and coverage for non-standard carriers, standard carriers and premium insurance companies all in one place. Finding you a great deal on any type of coverage from auto, home, commercial and anything in between that fits your lifestyle is what we do best.
We've Been Doing This For 50+ Years
AIS will match you with a top-rated insurance carrier while providing outstanding customer service. We act as an advocate between you and the carrier, all without ever charging a fee. Speak with an AIS Insurance Specialist to see if you can bundle your Home and Auto Insurance policies for a multi-policy discount. Our agents are here to find every price-break available.
Additional Insurance Coverages
Wouldn’t it be great to save money insuring your automobile, home, condo, or renters policy with your outdoor vehicles and other assets under one roof? AIS is the insurance specialist who finds affordable coverage for various products. We compare the best rates from our trusted carrier partners, so you know you’re getting the best protection for the best price at no additional charge.
Related Homeowners Insurance Articles
Read This Before Buying Homeowners Insurance
Find out everything you need to know about Homeowners Insurance, what it covers and what your options are when it comes to purchasing your policy.
18 Things Covered By Homeowners Insurance
When it comes to your Homeowners Insurance policy, you may be surprised to discover that you're covered for much more than you think.
Is Flood Damage Covered By My Homeowners Policy?
Flood damage is typically not covered on a standard Homeowners Insurance policy. However, Flood Insurance coverage is important for every home.
What Do I Do If My House Is Broken Into?
If your home gets broken into, your property may be damaged or stolen. Here are the steps you should take to recover your losses and restore your peace of mind.